119 OVERLOOK TERRACEMC HENRY, MD 21541

Single Family · 4 Beds · 3 Full Baths · 1 Half Bath · 3,416 Sq. ft. | 1.00 Acres
$1,375,000 ACTIVE

119 OVERLOOK TERRACE Overview

Time on Site:
20 days
Visits:
0

Experience mountain-lake living at its finest in this stunning 4-bedroom, 3.5-bath home boasting some of the most breathtaking views of Deep Creek Lake. Perfectly positioned to capture panoramic lake vistas, this exceptional property offers lake access and a dedicated dock slip, making it an ideal year-round retreat or vacation getaway.  Inside, you'll find numerous recent upgrades and improvements designed for both comfort and style. The main level has been thoughtfully renovated to create a more open and inviting floor plan, highlighted by beautiful new flooring and enhanced living spaces that maximize the home's incredible views. The attached garage has been completely finished and transformed into a fantastic game room and additional living area, complete with a convenient half bath, perfect for entertaining family and friends.  There is also potential for a 5th bedroom in this space.  Major updates provide peace of mind, including a new roof installed in 2023 and a newly paved driveway completed in 2025.  Whether you're relaxing on the deck overlooking the lake, spending the day on the water from your dock slip, or enjoying nearby recreational opportunities, this property truly has it all. Ideally located just minutes from Wisp Resort, area golf courses, shopping, dining, and countless outdoor activities, 119 Overlook Terrace offers the perfect combination of spectacular lake views, coveted water access, and unmatched convenience.  Don't miss this rare opportunity to own a premier Deep Creek Lake property where unforgettable memories await!

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119 OVERLOOK TERRACE Facts & Features

  • Type Single Family
  • Sq. ft. 3,416
  • Price/Sq.ft. $403
  • Lot 1.00 Acres

Details

General

Association/HOA

  • Association Fee: $1,350.00
  • Association Fee Frequency: Annually
  • Association: Yes
  • Condo/Coop Association: No

Listing Information

  • Real Estate Owned: No
  • Short Sale: No

Building Information

  • New Construction: No
  • Pool: No Pool
  • Total SQFT: 3696
  • Year Built: 1995

Location/Region

  • Country: US
  • County: GARRETT
  • County Or Parish: GARRETT
  • In City Limits: No
  • Subdivision Name: MONTE VISTA HEIGHTS

Parking Information

  • Type of Parking: Driveway

Tax Information

  • County Tax: 9937.00
  • County Tax Payment Frequency: Annually
  • Tax Annual Amount: $9,937.00
  • Tax Assessed Value: 1010000.00
  • Tax Year: 2025

General Information

  • Property Type: Residential
  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS
  • Senior Community: No
  • Special Listing Conditions: Standard
  • Vacation Rental: No
  • Year Assessed: 2026
  • Zoning: R

Interior

Building Information

  • Cooling Fuel: Electric
  • Heating Fuel: Electric

Parking Information

  • Garage: No

Beds/Baths

  • Bathrooms Full: 3
  • Bathrooms Full Main Level: 2
  • Bathrooms Half: 1
  • Bathrooms Total: 4
  • Bedrooms Total: 4

Building Exterior/Construction

  • Structure Type: Detached

Building Interior

  • Above Grade Finished Area: 1708
  • Above Grade Finished Area Source: Assessor
  • Above Grade Finished Area Units: Square Feet
  • Below Grade Finished Area: 1708
  • Below Grade Finished Area Source: Estimated
  • Below Grade Finished Area Units: Square Feet
  • Central Air: No
  • Hot Water: Electric

General Information

  • Accessibility Features: None
  • Cooling: Ceiling Fan(s), Ductless/Mini-Split
  • Fireplace: Yes
  • Fireplaces Total: 1
  • Foundation Details: Block
  • Levels: 2
  • Living Area: 3416
  • Living Area Source: Estimated
  • Main Level Bathrooms: 2.00
  • Main Level Bedrooms: 2

Exterior

Parking Information

  • Parking Features: Paved Driveway

Lot Information

  • Lot Size Acres: 1.00
  • Lot Size Source: Assessor
  • Lot Size Square Feet: 43560.00
  • Lot Size Units: Square Feet
  • Water Source: Well

Waterfront/View

  • View: Lake, Mountain
  • Water Body Type: Lake
  • Water Oriented: Yes
  • Water View: Yes
  • Waterfront: No

Building Exterior/Construction

  • Architectural Style: Chalet
  • Construction Materials: Frame
  • Dock Type and Features: Multiple Slip
  • Docks Count: 1

General Information

  • Other Structures: Above Grade,Below Grade
  • Sewer: Public Sewer
  • Water Access Features: Boat - Powered,Canoe/Kayak,Fishing Allowed,Limited hours of Personal Watercraft Operation (PWC),Private Access,Swimming Allowed
  • Water Access: Yes

119 OVERLOOK TERRACE Neighborhood

Community

21541 (MC HENRY) Demographics

44
Median Age
56
Population Density (per sq. mile)
53%
College Educated
$48,509
Estimated Median Income
553
Estimated Total Home Owners
287
Estimated Total Renters
66% / 34%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

119 OVERLOOK TERRACE Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

119 OVERLOOK TERRACE Market Data

Based on the last 30 days in this zip code

$809,587
Average List Price
$339
Average Price per Square Foot
8
Properties Sold
112
Average Days on Market
125
Properties for Sale
Calculations provided by Reliance Network

119 OVERLOOK TERRACE History

Date Event Value Agent
6/12/2026Source: BRIGHT MLS Status Change
ACTIVE
6/10/2026Source: BRIGHT MLS Added to Database
June 10, 2026
Listing provided courtesy of Taylor-Made Deep Creek Sales- MLS# MDGA2012112MLS ProviderContact Information: [email protected] - 3013874700